Payment Plans and Financing
Make your aesthetic goals a reality with flexible, affordable payment options. We partner with trusted financing providers to ensure cost never stands between you and your confidence.
Your Investment in Confidence
At Dr. Roy Kim Plastic Surgery, we believe everyone deserves access to exceptional aesthetic care. That's why we've partnered with leading financing providers to offer flexible payment plans that fit your budget. Whether you're considering a surgical procedure or non-surgical treatments, our financing options make it easier to say "yes" to the transformation you've been dreaming about.
From quick approvals to 0% APR options, competitive interest rates to transparent terms, we're committed to helping you find the right financing solution for your needs.
Cherry Payment Plans
Fast, flexible, patient-friendly financing
✓ Instant Approval
Get approved in under 60 seconds with no impact on your credit score
✓ 0% APR Available
Qualifying patients can enjoy true 0% APR financing options
✓ 80%+ Approval Rate
Industry-leading approval rates, even with fair or low credit
✓ No Hard Credit Check
Soft credit pull only—no hard inquiry that impacts your credit
✓ Up to $50,000
Coverage for procedures from injectables to major surgeries
✓ Transparent Terms
No hidden fees, deferred interest, or prepayment penalties
What Makes Cherry Different?
Payment flexibility: Choose from 6 weeks (always interest-free) to 60 months of financing
Quick application: Apply online or in-office in less than 1 minute
Manageable monthly payments: Break large expenses into affordable installments
No surprises: All costs disclosed upfront with no deferred interest traps
Covers everything: Botox, fillers, laser treatments, surgical procedures, and more
Patient-first approach: Designed specifically for healthcare and aesthetic treatments
Example: A $6,000 procedure could cost as little as $100/month over 60 months (with qualifying 0% APR) or $140/month at 5.99% APR. Payment plans customized to your budget and approval amount.
Additional Financing Options
We work with multiple trusted providers to give you financing choices
CareCredit
Healthcare credit card accepted nationwide
CareCredit is a healthcare credit card designed specifically for medical and aesthetic expenses. With over 30 years in the industry, it's widely accepted at plastic surgery practices, dermatology offices, and medical spas across the country.
Promotional financing offers with 0% interest if paid in full within promotional period
Multiple payment plan options: 6, 12, 18, 24, 36, 48, or 60 months
Covers deductibles, copays, and procedures not covered by insurance
Reusable credit line for future treatments
Easy online account management and mobile app
Important: Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within the promotional period. Variable APR of 17.90%-26.99%.
Financing FAQ
Common questions about payment plans
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We recommend starting with Cherry for the fastest approval and most patient-friendly terms (no hard credit check, no deferred interest). If you already have CareCredit or Alphaeon Credit, you can use those as well. During your consultation, our patient care coordinator will discuss all options and help you choose the best fit for your financial situation.
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Cherry uses only a soft credit pull, which does NOT affect your credit score. CareCredit and Alphaeon Credit perform hard credit checks, which may temporarily impact your score. In-house payment plans through our office do not involve credit checks.
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Yes! Cherry has an 80%+ approval rate and considers applicants with fair or low credit. Even if you've been denied by other financing companies, you may still qualify for Cherry. We also offer in-house payment plans on a case-by-case basis.
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All of them! Our financing options cover both surgical procedures (breast augmentation, liposuction, facelift, rhinoplasty, tummy tuck, etc.) and non-surgical treatments (Botox, dermal fillers, laser treatments, PRP, chemical peels, etc.). You can even finance multiple procedures together.
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Cherry provides instant decisions in under 60 seconds. CareCredit and Alphaeon Credit typically provide decisions within minutes to 24 hours. In-house payment plans are discussed and arranged during your consultation visit.
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Cherry has no hidden fees, no deferred interest, and no prepayment penalties. CareCredit and Alphaeon Credit charge deferred interest if promotional balances aren't paid in full by the end of the promotional period. Always read the terms carefully before accepting any financing offer.
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Yes! All of our financing partners allow early payoff without penalty. If you receive a bonus, tax refund, or simply want to pay off your balance faster, you can do so at any time with no additional fees.
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CareCredit and Alphaeon Credit function as revolving credit lines, so you can use them for future procedures as you pay down your balance. With Cherry, you can apply for a new payment plan for each procedure. Many patients use a combination of financing options to maximize flexibility.